Property Finance
Short-Term and Specialist Finance for Property Purchases and Development
Property finance can be the key to unlocking opportunities in the UK real estate market, whether you’re purchasing auction properties, navigating a complex property chain, or undertaking a major development project. Our range of flexible property finance solutions, including bridging loans, development finance, and mezzanine funding, offers tailored options to suit a variety of needs. With the ability to borrow against the market value—or even below market value in some cases—our financing solutions provide the speed and flexibility you need to make your property investment a reality.
Why Choose Our Property Finance Solutions?
- Short-Term Financing: Ideal for situations requiring quick access to funds, such as bridging finance for speedy property purchases.
- Borrow Against Property Value: Financing can be secured against the market value of a property, with some lenders offering below-market-value lending.
- Versatile Uses: Suitable for purchasing various types of properties for different purposes, including auction purchases, probate cases, and managing slow property chains.
- Alternative to Traditional Mortgages: Useful for property purchases that do not qualify for standard mortgage financing.
- 1st and 2nd Charge Options: Flexibility to choose between first and second charge loans, depending on your financing needs.
- Development Finance: Borrow against the Gross Development Value (GDV) of a property, supporting projects that will increase the asset’s future value.
- Mezzanine Finance: A secondary funding option that “plugs” gaps in your funding, typically used in conjunction with primary bridging finance.
Ideal Scenarios for Property Finance
- Auction Properties: Secure short-term financing for properties purchased at auction, where a speedy completion is essential.
- Probate and Inheritance Tax: Access funds to manage property-related inheritance issues.
- Development Projects: Fund construction or renovation projects with development finance secured against the future value of the property.
- Slow Property Chains: Bridge financing gaps and keep your property transactions on track.
Types of Property Finance Available
- Bridging Finance: Short-term loans for quick property purchases or to manage cash flow during transactions.
- Development Finance: Funding based on the future value of a property after planned improvements are made.
- Mezzanine Finance: Secondary financing to cover any shortfalls in your primary funding, typically offered by smaller institutions or private investors.
Get Started Today
Contact us to explore your short-term business loan options. Our team will guide you through the application process, help you understand the requirements, and work to secure the best terms for your business needs.